Are there other solutions that should have been considered?

These solutions are a great idea for better protecting personal data and could help to reduce the number of accounts loss and prevent hackers from being able to access sensitive data. Hackers that are stopped may deter others trying to do the same thing. The legislative solutions are a particularly good idea because they hold companies responsible under the law. If companies are left alone to improve security of data, nothing would change until another breach occurs. Many companies wait until an incident occurs before they make any changes because it is costly to improve security and they also believe that their security does not have a problem.